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Bronze Standard

Covered California 2027

Covered California Bronze Plans 2027

Affordable Health Insurance with Lower Monthly Premiums

Covered California Bronze Plans are designed for individuals and families looking for lower monthly health insurance premiums while maintaining access to essential medical benefits. Bronze plans generally have higher deductibles and out-of-pocket costs than Silver, Gold, and Platinum plans.

These plans may be a good option for people who are generally healthy, visit the doctor less frequently, and want financial protection against unexpected medical expenses. Standard Bronze benefits are not identical to Bronze HDHP benefits. Compare both designs before you enroll.

Bronze Plan Highlights

  • 60% coverage level. Insurance pays approximately 60% of covered healthcare costs on average across a standard population.
  • $0 preventive care. Eligible in-network preventive services are covered without cost sharing.
  • Pre-existing conditions covered. Coverage cannot be denied because of pre-existing medical conditions.
  • Doctor visits. The first three non-preventive office visits are available before meeting the medical deductible, with applicable copays.
  • Children's dental and vision. Pediatric dental and vision benefits are included. Some services have applicable cost sharing.

2027 Standard Bronze Plan Costs

Individual coverage

  • Medical deductible: $5,800
  • Prescription drug deductible: $450
  • Out-of-pocket maximum: $11,650

Family coverage

  • Medical deductible: $11,600
  • Prescription drug deductible: $900
  • Out-of-pocket maximum: $23,300

After you reach the $11,650 individual in-network out-of-pocket maximum, the plan pays covered in-network services for the rest of the year, subject to plan terms.

Is a Bronze Plan Right for You?

A Bronze health insurance plan may be suitable if keeping your monthly premium lower is a priority and you can afford higher out-of-pocket expenses when medical care is needed.

At Quote Valley Insurance, our Covered California agents help you compare Bronze plans, review doctor networks, and explore financial assistance available for 2027. Call 209-723-2000.

HMO, PPO, and EPO options depend on the issuer and your service area. Provider networks, referrals, and out-of-network coverage vary by plan. We will confirm which plan types are offered where you live before you enroll.

Get free Covered California enrollment assistance today.

Compare 2027 PlansGet a Free QuoteContact a Covered California Agent

2027 benefits shown reflect Covered California standard plan designs. Actual benefits, provider networks, premiums, eligibility, and cost sharing depend on the selected plan and applicable terms. Review the plan's Summary of Benefits and Coverage before enrolling.