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Bronze HDHP

Covered California 2027

Covered California Bronze HDHP Plans 2027

High-Deductible Health Insurance with HSA Potential

A Covered California Bronze High-Deductible Health Plan (HDHP) offers health insurance protection with an integrated deductible for covered medical services and prescription medications.

For 2027, the standard Bronze HDHP has a $7,800 individual deductible and a $15,600 family deductible. These amounts also represent the corresponding in-network out-of-pocket maximums.

Eligible individuals may be able to contribute to a Health Savings Account (HSA), which provides tax advantages when used for qualified medical expenses. Not every applicant qualifies to contribute. Eligibility depends on IRS rules, other coverage you have, and your tax situation.

Bronze HDHP Highlights

  • $7,800 individual integrated deductible and in-network out-of-pocket maximum
  • $15,600 family integrated deductible and in-network out-of-pocket maximum
  • $0 eligible in-network preventive care
  • HSA potential for people who meet IRS eligibility rules
  • Essential health benefits and coverage for pre-existing conditions

Understanding Your Costs

With an HDHP, most non-preventive covered medical services and prescriptions are subject to the integrated deductible. The first-three-visit copay rule that applies to standard Bronze plans does not apply to the Bronze HDHP. After the applicable deductible is met, covered in-network services are paid according to the plan's benefit design until the out-of-pocket maximum is reached.

Our Covered California agents can help you compare Bronze HDHP plans with traditional Bronze, Silver, Gold, and Platinum coverage. Call 209-723-2000.

HMO, PPO, and EPO options depend on the issuer and your service area. Provider networks, referrals, and out-of-network coverage vary by plan. We will confirm which plan types are offered where you live before you enroll.

Contact Quote Valley Insurance for free 2027 enrollment assistance.

Compare 2027 PlansGet a Free QuoteContact a Covered California Agent

2027 benefits shown reflect Covered California standard plan designs. Actual benefits, provider networks, premiums, eligibility, and cost sharing depend on the selected plan and applicable terms. Review the plan's Summary of Benefits and Coverage before enrolling.